Should be nationalized, placed into the hands of We The People (not our current oligarchical tyranny in Washington D.C. which is already at the loyal service of the banks, via blackmail networks)
as opposed to Industrial capital
Central planners of the modern economy
Factories cannot get capital without bowing down to them
Usually parasitic and usurious, unless it's deployed to raise the productive forces by innovating with R&D in the real physical economy